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Terms of Use

The material provided on the PacStar website, including the information and any images incorporated in the site, is for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you obtain consent from PacStar corporate. We request that you do not create any kind of hyperlink from any other site to our site unless you first obtain permission from PacStar corporate.

Permission can be granted to use, copy and distribute these materials as presented in this website without alteration to be used for private non-commercial purposes only. All copyright and other proprietary notices must appear in all copies in the same manner as the original. All other uses are prohibited.

It is very important to read the next two sections carefully.

Liability
PACSTAR WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE ARE INCLUDING (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM ITS WEBSITES; (3) FAILURE OF WEBSITE PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES-OR BOTH.

HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.

Disclaimer
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT PACSTAR DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT IS NOT LIMITED TO, WARRANTIES: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) DEFECTS WILL BE CORRECTED; (4) OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (5) INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.

PRIVACY POLICY

In order to protect your privacy, we want you to be aware of the following information as mandated by Arizona Statutes, Section 20 - 2104 (D):

  1. Personal information may be collected from persons other than you or individuals proposed for coverage.
  2. Personal information and other privileged information collected by us or our agents may be in certain circumstances disclosed to third parties without your authorization, as permitted or required by law.
  3. You have the right of access and correction with respect to all personal information collected which is contained in our files.  If you submit a written request to us or our agent, we shall within thirty (30) business days from the date the request is received:
    1. Inform you of the nature and substance of the recorded personal information in writing, by telephone or by other oral communication.
    2. Permit you to see and copy, in person, the recorded personal information pertaining to you or to obtain a copy of the recorded personal information by mail, whichever you prefer, unless the recorded personal information is in coded form, in which case we shall provide an accurate translation in plain language and in writing.
    3. Disclose to you the identity, if recorded, of those persons to whom we have disclosed the personal information within two (2) years prior to the request, and if the identity is not recorded, the names of those insurance institutions, agents, insurance support organizations or other persons to whom the information is normally disclosed.
    4. Identify the source of the information.
  4. If we receive your written request to correct, amend or delete any recorded personal information about you, we shall within thirty (30) business days from the date the request is received:
    1. Correct, amend or delete the portion of the recorded personal information in dispute. We will provide you a written copy of the revisions and furnish the source(s) of the disputed personal information with copies of the revisions.
    2. Notify you of our refusal to make the correction, amendment or deletion, the reasons for the refusal and your right to file a statement.
    3. If you disagree with our refusal to correct, amend or delete recorded personal information, you may file with us a concise statement setting forth what you think is the correct, relevant or fair information and a concise statement of the reasons why you disagree with our refusal to correct, amend or delete recorded personal information. Any subsequent disclosure by us of the recorded personal information that is the subject of disagreement will clearly identify the matter in dispute and provide your statement along with the recorded personal information being disclosed.

Pursuant to Arizona Statutes, Section 20 - 2104, a more detailed description of our information practices and your right to privacy is available at your request.