PacStar Auto Insurance Auto insurance

About PacStar

PacStar is an insurance company that specializes in providing state required private passenger automobile liability, property damage, uninsured motorist, underinsured motorist, comprehensive and collision coverage in Arizona. We are working hard every day to provide the individualized auto insurance needs of our customers, and we’ll be expanding to additional states in the very near future.

PacStar is continually making strides in the development of new systems and procedures with the goal of providing these tools from the first point of customer interaction to the completion of the transaction.

PacStar in Arizona writes directly through Pacific Star Insurance Company, an exclusive program designed specifically to PacStar Insurance Agency. We can provide reduced pricing due to our commitment of exclusive production to Pacific Star Insurance Company and the extensive spread of risk resulting from our exclusive representation.

PacStar has eliminated additional overhead by creating a direct Company/Agent-to-Consumer model. By purchasing your auto insurance from PacStar, we pass along the savings to you while always providing outstanding customer service and a personal agent for your needs. (all discounts not available in all states).

At PacStar, our mission is to provide all Arizona drivers on a budget with state required auto insurance in order to keep them legal and safe on the road for less. PacStar is constantly providing policyholders with the highest in customer and claims services. Our incredible licensed agent team members are continually training to explore new strategies in customer satisfaction. Our company is built on talented and experienced employees who have established a proven track record in making PacStar a dominant leading force in the non-standard auto insurance marketplace.

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It’s easy to choose the right insurance with our helpful Customer Service Professionals. It’s quick and keeps you safe and on the road for less.

Call now before you make another insurance payment!

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1.877.99.PACSTAR



Local Arizona Phone Number

1.480.754.8800



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Discounts

PacStar incorporates numerous premium discounts depending upon your individual driving situation. Our Arizona program contains the following discounts: (all discounts not available in all states)

  1. Prior Insurance Discount – Varying discounts available based upon your safe and insured driving history.
  2. Multi-Car Discount – Should you require coverage for more than one vehicle, PacStar reduces your premiums on all vehicles subsequent to the initial vehicle.
  3. Paid-In-Full Discount – PacStar provides numerous convenient monthly payment plans, BUT we will lower your premium if paid in full prior to the inception date of your policy.
  4. Anti–Theft Discount – A vehicle discount applies when a vehicle is equipped with a factory- installed vehicle recovery system, such as LoJack.  Evidence of installation of such a device is required prior to granting the discount. 
  5. Accident and Violation-Free Discount – Should the principle driver be 21 years of age or older, have maintained prior auto insurance with no greater than a 30-day lapse, and have no minor violations, major violations, accidents or suspension/revocation of a driver’s license, PacStar will further reduce your premiums.
  6. EFT Discount – Should the applicant prefer to submit all monthly insurance payments via electronic funds transfer, PacStar will effectuate a discount as well.

Additional Methods of Lowering Auto Premiums:

Enroll in EFT for your monthly payments.
Quote the insurance prior to purchasing the vehicle to benefit by insuring a lower cost vehicle.
Increase Deductibles on comprehensive and collision coverages.
Drive Defensively as it will keep you out of accidents. Do not assume you know the actions of other drivers, and keep your driving record accident free to continue to lower premiums.
Obey Traffic Laws to avoid driving violations and reduce your chance of being involved in an accident.

PacStar Premium Payment Options

PacStar Insurance offers a variety of billing payment plans that can be paid in installments. You can also pay your premium in full and, in most states, you will receive a “Paid-in-Full” discount. PacStar accepts payments in our local Arizona offices, VISA and MasterCard and debit cards via the telephone, and coming very soon, the PacStar website will accept your payments as well.

Electronic Funds Transfer (EFT) is the convenient way to automatically make your monthly insurance payments. With EFT, you will never forget to make your payment on time and always guarantee continuous coverage. You will save time without the necessity of paying postage, obtaining envelopes or physically mailing your payment. It is very simple and easy to enroll. Contact your personal insurance agent at PacStar
by calling 1-877-99-PACSTAR.